What is Personal Property Insurance?

​

Standard homeowners policies extend coverage to your personal possessions in addition to the structure of your home. Personal property insurance is not as straightforward as dwelling coverage sometimes. Read on to familiarize yourself with the nuances of insuring your belongings.

​

What is Personal Property Coverage?

​

Personal property coverage, or personal property insurance, protects the items inside your home - like furniture, appliances and other personal possessions - from the many things that can destroy them. The great thing about this part of homeowners insurance is that your belongings are also protected outside of the home as well. So whether they are destroyed, or stolen, inside or outside, your property is covered. The same type of coverage is also found in standard renters policies and condo/co-op policies.